Cookie Policy

What Are Cookies?

Cookies are small text files that a website stores on your device when you visit. They help websites remember information about your visit — such as your preferences or actions — so that the site works more smoothly on your next visit and we can understand how our content is being used.

Cookies do not contain personal information by themselves. They are used widely across the internet to improve website performance and user experience. You are in control of which optional cookies you allow.

Cookies We Use

Essential Cookies Always Active

These cookies are necessary for our website to function. They enable core features such as session handling, security checks, and remembering your cookie consent choice. They cannot be disabled.

• cookieConsent — Stores your cookie preferences (localStorage, no expiry)
• Session cookies — Active only while your browser is open; deleted on close

Analytics Cookies

These cookies help us understand how visitors interact with our website by collecting information such as pages visited, time on page, and referral source. All data is aggregated and anonymised. We use Google Analytics for this purpose.

• Cookie names: _ga, _gid
• Duration: Up to 2 years for _ga; 24 hours for _gid

Marketing Cookies

These cookies track your activity across websites to help us and our advertising partners show you relevant content and measure the effectiveness of our campaigns (e.g., Google Ads, Facebook Pixel). You can opt out without affecting access to our educational content.

• Set by advertising platforms including Google and Meta
• Duration: Varies by platform, typically 30–90 days

Preference Cookies

These cookies remember choices you make on our website to provide a more personalised experience — such as your preferred language or region setting.

• Duration: Up to 12 months

Third-Party Cookies

Some cookies on our website are placed by third-party services that appear on our pages. These include:

• Google Analytics — website usage tracking
• Google Ads — advertising measurement
• Meta (Facebook) Pixel — advertising and campaign measurement
• Google Maps — embedded map on our main page

These providers have their own privacy and cookie policies, which we encourage you to review separately.

Your Cookie Preferences

Use the toggles below to manage which optional cookies you allow. Essential cookies are always active as they keep the website working correctly. Your choices are saved to your browser and applied immediately.

Cookie Duration

Session cookies are deleted automatically when you close your browser — they hold no information between visits.

Persistent cookies remain on your device for a defined period. The durations relevant to Bakti Finance's cookies are shown in the table below:

Managing Cookies in Your Browser

You can also manage or delete cookies directly through your browser settings. Select your browser below for step-by-step guidance.

Google Chrome

1. Open Chrome and click the three-dot menu (⋮) in the top right corner.
2. Select Settings, then scroll to Privacy and security.
3. Click Cookies and other site data.
4. Choose your preferred cookie setting, or use See all site data and permissions to manage individual sites.
5. To clear existing cookies, click See all site data and permissions then Remove all.

Mozilla Firefox

1. Open Firefox and click the hamburger menu (☰) in the top right corner.
2. Select Settings, then click Privacy & Security.
3. Under Enhanced Tracking Protection, select your protection level.
4. Scroll to Cookies and Site Data and click Manage Data to view or clear stored cookies.
5. You can also set Firefox to clear cookies when the browser closes using the "Delete cookies and site data when Firefox is closed" option.

Apple Safari

1. Open Safari and go to Safari > Settings (or Preferences on older versions).
2. Click the Privacy tab.
3. Use Manage Website Data to view and remove stored cookies by site.
4. To block all cookies, tick Block all cookies (note: this may affect site functionality).
5. On iPhone/iPad: go to Settings > Safari > Privacy & Security.

Microsoft Edge

1. Open Edge and click the three-dot menu (⋯) in the top right corner.
2. Select Settings, then click Cookies and site permissions.
3. Click Manage and delete cookies and site data.
4. Toggle Allow sites to save and read cookie data on or off, or manage by individual site.
5. Click See all cookies and site data to remove specific cookies.

Mobile browsers: On Android, open your browser's menu and navigate to Settings → Privacy. On iOS, cookie settings for Safari are found in the device Settings app under Safari, not within the browser itself.

Your Rights

• Right to withdraw consent: You may update your optional cookie choices at any time using the toggles above. Essential cookies cannot be disabled as they are required for basic site operation.
• Right to information: You have the right to know what cookies are being used and why, as described in this policy.
• Impact of disabling cookies: Disabling analytics and marketing cookies will not affect your ability to access our educational content or enquiry form. Disabling preference cookies may mean the site does not remember certain settings between visits.

For questions about cookies or data privacy, contact us at [email protected].

For further information on your rights under Malaysia's Personal Data Protection Act 2010, visit the Department of Personal Data Protection (JPDP).